Para todos aquellos que quieran empezar un plan de ahorro este año 2013.

(Jessiquita, checa el gasto de Starbuck’s)

@ John_Dec 2012--lowering your insurance premiums to reflect the resale value of your home may not provide enough coverage to REPLACE the home due to fire, hurricane, tornado, etc.  Insurance coverage should be enough to cover current construction costs required to rebuild your home.  While home values have decreased, construction labor and materials have increased.

Disappointing article.  I was hoping there were some new tips here, but all these seem like no brainers.  Plus a lot of these seem contradictory to each other.  This article ended up being a waste of space, would like to see some new ideas we haven't heard of before.

Drop all the tabs and put these thoguhts into a readable format.  The number one reason I don't read most of these multi-page presentations is the extra time and hassle it takes. 

OK...so how do you save money when you're already doing all of these things and you're STILL barely getting by?!

Want to start making a difference, teach your children early on about saving money. Both of my boys have 2 piggy banks. 1 is for spending, 1 is for saving. They have a set amount of chores (feed pets, help with laundry, pick up toys, etc.) that they have to do every day (4 & 5 yrs old) and the receive an allowance at the end of the week. The allowance can (and has frequently been) reduced if they argue about doing chores, refuse to do them, or get in trouble for other things. And of their allowance, half must be put in their savings bank. The other half they can choose to put in their spending bank or their savings bank. In addition, they can choose to do extra chores that we present them with throughout the week for extra spending money. Their allowance is $1 each and extra chores are typically an extra quarter. Think this is too stingy? My 4 year old saved up for 6 months straight to buy a remote control Disney Cars 2 car without spending a dime. Hows that for results?

My point is, teach your kids REAL savings skills and teach them early. They are perfectly capable of learning if you give them the chance and SET A GOOD EXAMPLE FOR THEM!

This list should be titled "100 ways for complete inept morons to save money in 2013". Because only those devoid of any common sense don't already know not to waste money on the frivolous expenses mentioned in this joke of an article.

On the carpooling thing... most metropolitan areas - even small ones have state sponsored carpool programs where if you register your carpool, you can take advantage of free emergency ride home services, so you don't get stranded at work in an emergency.  

Too hard to find! I would have read it and bookmarked it if it wasn't so time consuming to locate.

If all restaurants' were closed, games for kids to play were denied, how many million dollars would one State loose, but how much money would families save? I would never have to work again and live good if I had the money saved on eat out meals just in one state for a month! I know people that will spend a hundred dollars in one day eating out, but have bills over their heads, but this is what they can't do without. Millionaires are made every day by our stupidly.

Remember you can get 100% of the recommended daily allowance of Vitamin C just from a few spoonfuls of spaghetti sauce. You don't need to buy expensive fruit juices (the cheap ones aren't real fruit). Or, if you don't like tomatoes, it's cheaper to buy a bulk bag of apples than a bottle of juice.

The Democratic Senate hasn't passed a budget in over 1100 days, that was one year before the ipod came out, April 2009. How do you run a country without a budget? Obviously not very well. Why should i live with in my means, the Govt doesn't do it. Why should i pay my bills, the Govt doesn't.  I thought America was a "lead by example" country?  Think i will sign up for welfare, food stamps, Govt housing...heck, gimmie the complete package, even a free phone. Why should i work when i can live for free? The voters voted for a nanny state...congratulati​ons, you won.

#17 - Burning CDs from the library is a violation of copyright law and screws artists out of their royalties.  NOT COOL. If you want free music, look for freebies from iTunes, sign up for your favorite artists' (or local radio stations') e-mail lists (sometimes they offer free promo/fan club downloads).