VIDEO ON MSN MONEY
Oh! YOU MUST BE FREAKING KIDDING ME!!! These aren't "money worries"! These are whines of the whiney! I've inherited "millions" and I only have 30 more years to save "enough" for retirement.... Whine! Whine! Whine!
Try living in MY shoes! I'm 50 with three kids and have been trying to find a job for more than THREE YEARS. Despite having a degree in computer science and nearly 20 years experience. I've almost gone through my late husband's life insurance because of which I don't qualify for state assistance. Despite upgrades to make my home energy efficient it is STILL on the market. AND I have been going without needed medications because I don't have insurance, AND I am in need of dental work AND new eye glasses.
You want money worries? THOSE are money worries!!!
I always remember, This Too Shall Pass.
But, the money stress thing never ends...too many times to count, I've had to trust the money would be there when I've needed it...and...it is. Exactly what I need when I need it.
However, I don't recommend living this way without being in the habit of saving whatever you can...as much as you can afford...even pocket change in the piggy bank...because the key to having money exactly when you need it, is to save money...no matter how little it may seem...
Some say God helps those who help themselves...I can see that...but I see it as The Universe appreciates your toil...and effort is met with reward...Don't give up, persevere, and, one day you will look back and be amazed at what you've made it through, and, you will also be amazed how much money you've spent along the way...
These arent "money" problems. These are emotional problems. Our perceptions often drive our fears. What we feel dictates what we do. I worry about money sometimes...in fact ever since I bought my condo, I have been super stressed. I sat down, opened up MS Excel. Jotted all the line items from my paycheck. Changed my allowances/exemptions so that the max was taken out. Plugged in all my mandatory bills (mortgage, student loans, electric, gas, phone) then my unecessary bills (car note/insurance, cable/internet, cell phone). Then looked at my left over and alotted 90% of it to savings and 10% to spend. Its not much but it makes me "feel" more secure about the unknown.
I work slowly to deal with it this way as it calms me. A lot of our fears are irrational but its how we deal with them that matters. Im still working on not being a Type A personality which drives my "worry" Gene, its a work in progress. I acknowledge what I do have and what I have experienced and am grateful and even for a split second, the worries go away.
These aren't real money worries. Money worries are situations like described below. I can't believe I actually thought I might read the article and get some ideas for how to turn my brain off at night and get some sleep. For me, I lose sleep because my brain is trying to find a solution to the current money problem.
For example, yesterday I parked my car and took the key out of the ignition and it was still running. I turned it back on and drove the 2 miles to the dealership where it died in the service bay. I had to get a rental car with $43 in the bank. My brain was trying to figure how to pay for the car repairs all night long. Not easy considering that I still didn't know what was wrong with it exactly. Several hundred dollars hurts, but is a lot easier to find than several thousand dollars. Today, I feel like a zombie because I barely slept last night. None of the suggestions above help me to sleep when money worries are involved.
Anyone out there have useful suggestions that actually work (besides medication - tried it)??
Does anyone know where to get a bad credit loan in Cleveland,Ohio to pay off debt?. I think one bill is better than trying to pay several small ones.
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